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Affordable Care Act

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The Affordable Care Act (ACA) is a law by President Barack Obama in March 2010 which aims to increase access and affordability in healthcare. Formally known as the Patient Protection and Affordable Care Act and often called Obamacare, it includes many healthcare policies intended to expand access to health insurance to millions of uninsured Americans.

What Is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA) is a law by President Barack Obama in March 2010 which aims to increase access and affordability in healthcare. Formally known as the Patient Protection and Affordable Care Act and often called Obamacare, it includes many healthcare policies intended to expand access to health insurance to millions of uninsured Americans. The act expanded Medicaid eligibility, created health insurance exchanges, mandated that Americans purchase or otherwise obtain health insurance, and prohibited insurers from denying people based on pre-existing conditions and allows children to remain on their parents’ plan until they turn 26 years old.

What does an ACA-compliant health insurance plan include?

All ACA-compliant health insurance plans—including every plan that’s sold on the Health Insurance Marketplace—must cover specific “essential health benefits” including:

  • Ambulatory patient services
  • Breastfeeding
  • Emergency services
  • Family planning
  • Hospitalization
  • Laboratory services
  • Mental health and substance use disorder services
  • Pregnancy, maternity, and newborn care
  • Prescription medications
  • Preventive and wellness services and chronic disease management
  • Pediatric services
  • Rehabilitative and habilitative service
  • Pre-existing conditions

Why go with an ACA-compliant plan?

Better value

Get more from your plan with low-cost or no-cost primary doctor visit for urgent care and access to any any clinic location for your healthy living needs. You also save with discounted products and a trusted pharmacy network that works to control your costs and help you get the medicine you need.

Better care to help you stay healthy

We’re in your corner with specialized management for chronic conditions like diabetes, high blood pressure and kidney disease. From mental health counseling and treatment options to data-driven “nudge” reminders, we’re here to help ensure being healthy isn’t hard with a quality network of health care providers and local walk-in clinics.

Better access

Take advantage of care when and where you need it with access to several hospitals, pharmacies and facilities where you can better monitor your health. Plus, get always-on 24/7/365 telehealth support for chronic conditions and common illnesses plus coverage and support for mental health needs.

Already have ACA Plans? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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